Cookie Policy

This Cookie Policy explains how CNH Holdings Inc. and its subsidiaries ("Company," "we," "us," or "our") use cookies and similar tracking technologies across our websites, platforms, and services (collectively, the "Services").

When you first visit our website, you will be presented with options to manage your cookie preferences. We use a cookie consent tool that allows you to opt in or out of non-essential cookies in accordance with your preferences and applicable privacy laws. You may update your preferences at any time.

By continuing to use our Services after making your cookie selection, you agree to our use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files stored on your device (computer, mobile, or tablet) when you visit a website. They enable us to remember your preferences, analyze usage, and improve user experience.

Cookies fall into two main categories:

• Session cookies: Deleted when you close your browser
• Persistent cookies: Remain on your device until expiration or manual deletion.

Types of Cookies We Use

• Essential Cookies: Required for basic website functionality such as authentication, page navigation, and access to secure areas.
• Performance & Analytics Cookies: Help us understand user behavior (e.g., time spent, page views) to enhance performance and resolve issues.
• Functionality Cookies: Store your preferences—such as language, region, and UI customizations—for a more personalized experience.
• Advertising & Targeting Cookies: Used to deliver relevant ads based on your browsing activity. These may be placed by us or trusted third-party partners. These cookies may be used to track user behavior across multiple websites and devices, helping us understand aggregate audience trends. This data is processed in a de-identified or pseudonymized manner where possible.

Third-Party Cookies

We may allow third-party analytics and advertising services to place cookies on your device. These cookies may collect information over time and across different websites or services.

Examples of third-party cookies we may use include:

• Google Analytics (website behavior and traffic analysis)
• Meta Pixel (ad tracking and remarketing)
• Hotjar (UX behavior and session recording)

While we strive to partner only with trusted vendors, we do not control third-party cookie behavior. Please refer to their respective privacy policies for details.

How We Use Cookies

We use cookies to:

• Enable secure user authentication and session continuity
• Analyze user interaction to improve website functionality
• Store user settings and personalize the user experience
• Deliver targeted advertising and measure campaign performance

Cookie Retention

Cookies may remain on your device for different durations:

• Session cookies: Deleted when your browser is closed
• Persistent cookies: May remain for up to 2 years depending on their purpose

You can review specific durations via your browser's cookie manager.

Managing Your Cookie Preferences

You may update your cookie preferences using our consent tool, available via the banner or footer link on our website.

Additionally, most browsers allow you to:

• View cookies stored on your device
• Delete specific cookies
• Block future cookies entirely

You may also opt out of interest-based advertising through the Network Advertising Initiative (networkadvertising.org/choices) or the Digital Advertising Alliance (optout.aboutads.info).

We recognize browser-enabled Global Privacy Control (GPC) signals where technically supported and required by law.

Please note: Disabling cookies may affect site performance or feature availability.

Miscellaneous

We may revise this policy periodically to reflect changes in technology, law, or how we use cookies. When updates occur, we will change the "Effective Date" and notify you if required.

Contact Us

If you have any questions or concerns about this Cookie Policy, please contact: CNH Holdings Inc., 30 N Gould St, Sheridan, WY 82801. admin@elitebusinessexchange.com — 307-429-2322